Credit Risk Strategy Designer
New Today
Our Credit Risk team defines the Banks risk appetite, sets policies for customer acceptance, and ensures lending portfolios perform within tolerance. Beyond monitoring arrears, we provide strategic oversight, regulatory compliance, and portfolio analysis to safeguard sustainable growth. As a Strategy Designer, youll maintain and enhance credit policy-driven initiatives, working closely with IT teams and external partners to deliver robust, sustainable solutions. What Youll Be Doing
Design, build, and manage product-specific credit strategies, scorecards, and policy rules within our Decisioning Platform (DP). Ensure governance and compliance when promoting changes to UAT or Production environments. Take ownership of unit, system, and user acceptance testing across decisioning processes. Build strong relationships with Credit Reference Agencies and third-party partners to enhance our Credit Risk and Fraud capabilities. Execute Champion/Challenger scenario testing and maintain accurate documentation for all strategy-related activities. Manage multiple projects simultaneously with strong organizational skills. What Were Looking For
Proven experience with Decisioning Platforms and end-to-end delivery of credit strategies. Ability to interpret business requirements and design technical solutions using analytical tools. Proficiency in coding (LUA or Python) and deploying strategy changes. At least two years experience in Credit Risk within retail banking or financial services. Strong analytical skills, excellent communication, and the ability to influence and engage at all levels. Desirable: SAS, Excel, SQL, and Python skills. Our Values
Risk Aware
We keep our customers and ourselves safe and secure. Customer Focused
Our customers are at the heart of everything we do. Ownership
We take responsibility for our actions. Performance Driven
We strive to be the best bank in Britain. Team Oriented
We achieve more when we work together. ?
Whats in it for you?
A collaborative, inclusive culture where your ideas matter. Opportunities for professional development and career progression. Competitive salary and benefits package. Hybrid working options for better work-life balance. Everyone is different. Everyone is valued
As part of our vision to become the most trusted specialist lender in the UK, weve been helping customers and businesses fulfil their ambitions s
ince 1952
. In
that time, weve learned that were more than the sum of our parts. Were a strong Group because of our people
and our strengths; specialist, expert, ambitious and also diverse
. All
of
our people are different
and this is something we celebrate
. Every one of our employees brings unique talent, ability and perspective to their role. Thats why Secure Trust Bank Group nurtures differences. We understand that we perform better because were not cast from the same mould. We actively embrace and
support
diversity, work with leading industry bodies and
promote
initiatives that reinforce our philosophy of giving you the freedom to be who you are. Were an award-winning bank providing savings accounts andlending servicesto over one million customers. Were Secure Trust Bank Group. We embrace difference.
TPBN1_UKTJ
- Location:
- Gb
- Job Type:
- FullTime
- Category:
- Design
