Job Summary

The Senior Credit Manager will be responsible for conducting due diligence, underwriting, and onboarding new Hedge Funds (HFs) and Real Money Funds (RMFs) in the EMEA region. This role involves ongoing monitoring of risk exposures vs triggers/limits, stress losses, ensuring compliance with credit risk appetite, and maintaining the quality of portfolios within acceptable parameters. The specialist will support the Global Head of RMF&HF in improving underwriting quality and efficiency and collaborate closely with business partners and colleagues in other regions.

Key Responsibilities

• Conduct due diligence meetings, underwrite HFs and RMFs.
• Monitor portfolio risk profile, exposure vs limits and review stress losses.
• Review and approve credit risk exposures under delegated authority.
• Ensure compliance with Credit Risk Appetite and escalate significant risks.
• Support the Head of RMF&HF in improving underwriting processes and efficiency.
• Collaborate with business and regional colleagues for client coverage.

Skills and Experience

• Experience in counterparty risk management of HFs and RMFs
• Proficiency in conducting due diligence, underwriting, and onboarding Hedge Funds (HFs) and Real Money Funds (RMFs).
• Good product knowledge and excellent analytical skills to understand risk exposures, and risk drivers
• Effective communication skills, comfortable facing clients and dealing with high demands from internal business
• Experience in negotiating ISDA/CSA, GMRA and GMSLA
• Can-do attitude, being flexible and multi-tasks, can do things independently as well as a great team player

Qualifications

• Bachelor's degree in finance, economics, business administration, or a related field. A master's degree or professional certifications (e.g., CFA, FRM) is preferred.
• Relevant certifications in risk management, such as Chartered Financial Analyst (CFA) or Financial Risk Manager (FRM), are highly desirable.
• Familiarity with risk identification, measurement, reporting, and modelling tools and techniques.
• Proficiency in using financial analysis software and risk management systems.
• Strong understanding of regulatory frameworks and guidelines related to credit and operational risk management.

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together we:

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.