Overview Our Internal Audit Group is a worldwide function with 300+ team members and offices across nine countries within American Express. Our mission is to protect and enhance organizational value by providing independent, objective, risk‑based assurance and advisory services, and to influence the way the company manages risk. Responsibilities

Responsible for contacting clients with overdue accounts to secure the settlement of the account and performing preventive work to avoid future overdues with high‑exposure accounts. Participate as a key team member on audit projects, independently owning audit tasks such as documenting processes under review, developing workpapers, and executing audit tests in accordance with policies and procedures. Assist Senior Managers/Managers in executing assigned audit tasks in line with American Express’ Internal Audit procedures, internal policies and standards, and regulatory expectations throughout the audit lifecycle, while maintaining audit proficiency through ongoing professional development. Review prior audit results and relevant business monitoring materials to support audit planning activities; actively participate in walkthroughs by asking thoughtful questions and leveraging effective challenge and critical thinking. Execute audit tests (e.g., process, governance, oversight testing) and clearly document test results in accordance with internal policies and procedures to evaluate control design and effectiveness; draft work papers using automated tools and other department resources. Identify and escale issues as appropriate throughout testing and audit execution; draft audit issue documentation. Develop an understanding of American Express’ business model, products, services, and organizational units. Document and evaluate audit observations and findings; support routine client status meetings, audit requests, and other administrative tasks. Understand how corrective actions / Management Action Plans (MAPs) are impactful and sustainable; execute validation of MAPs. Communicate task status, roadblocks, challenges, and potential solutions to Senior Managers/Managers and leadership as appropriate. Demonstrate the ability to work proactively and take initiative on next steps. Provide guidance to staff auditors and review and provide feedback on their work as appropriate. Understand how to draft test steps, audit findings, and the audit report and drafts as needed with guidance.

Qualifications Minimum Qualifications

Proven end‑to‑end internal audit experience. Experience in financial services. Strong written and verbal communication skills to deliver deliverables with quality. Works independently, within the team, and across various teams in a fast‑paced environment to drive business results, employing creative thinking and the ability to work on competing priorities. Ability to break down problems into components and solve using data analysis, process, risk control knowledge, and experience to drive risk‑based conclusions and decisions. Develops knowledge and experience in applying control theory and professional auditing practices throughout the audit lifecycle. Develops understanding of regulations, regulatory risks, accounting, and financial industry best practices, including technology and data implications.

Preferred Qualifications

Prior experience working at a Big Four/G‑SIB in the Risk Advisory Division. Experience with data analytic tools, data visualization, key risk indicators (KRIs), key performance indicators (KPIs), information systems/technology, and scorecards/dashboards. Interest in working with data, interpreting results, using analytic best practices, and experience with data analytics tools and visualization.

Employment Eligibility Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions. Benefits

Competitive base salaries. Bonus incentives. Support for financial‑well‑being and retirement. Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location). Flexible working model with hybrid, onsite, or virtual arrangements depending on role and business need. Generous paid parental leave policies (depending on your location). Free access to global on‑site wellness centers staffed with nurses and doctors (depending on location). Free and confidential counseling support through our Healthy Minds program. Career development and training opportunities.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations. #J-18808-Ljbffr