Commercial / Semi-Commercial Term - Loan Underwriter

Job Title: Commercial / Semi-Commercial Term - Loan Underwriter

Location:Manchester City Centre (Full-Time, Office-Based)

Salary:£55K - £65k ( annual bonus )

The Opportunity -

Join an award-winning lender with decades of market presence, a strong funding position, and an established reputation within the commercial finance sector.

This isnt a tick-box underwriting role. Youll have real lending authority, exposure to complex commercial deals, and a clear pathway into senior credit leadership.

Join a supportive, high-performing environment where youre not just a number, your expertise is valued, your voice is heard, and your efforts are rewarded.

Whats on Offer -

Youll receive full training and ongoing support to ensure you succeed in the role, alongside clear and structured opportunities for career progression.

The benefits package includes:

• Working in a Buzzing & Dynamic, modern Manchester City office
• Flexible working
• Private medical healthcare & attractive pension
• 25 days annual leave (plus bank holidays)
• Monday - Friday ( no weekends )
• Paid volunteering days
• Additional company benefits
• Career development pathways - Timeline expectations ( 1224 months)
• Training budget / funded qualifications
• Close to transport links

Key Responsibilities -

• Underwrite commercial and semi-commercial loan applications in line with company policy and risk appetite
• Assess financial statements, credit reports, and supporting documentation
• Analyse risk and make sound lending decisions
• Ensure compliance with FCA regulations and internal governance standards
• Liaise with brokers, BDMs, and internal stakeholders to progress cases efficiently
• Maintain accurate records within internal systems
• Work towards service level agreements and quality targets

This role is ideal for an individual with at least 1 year of experience in commercial term loan underwriting or a similar role working with commercial term loans, who is looking to develop their career in a supportive, forward-thinking environment.

Interviews are taking place now. Apply today to avoid missing out

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