Role: Contract Business Analyst

Domain: Fintech (Cards & Payments)

Day rate: £500/d (outside IR35)

Location: London

Contract: 2 months (initial backfill while hiring perm lead)

X4 Technology are partnered with a high-growth fintech in the card and payment space, entering a key transformation phase to drive scale, operational resilience and regulatory maturity.

To support this, they’re looking for an experienced contract Business Analyst to take immediate ownership of a high-impact, compliance-led Q1/Q2 roadmap while a permanent hire is secured.

Your immediate focus will be enhancing authorised user functionality, optimising onboarding and KYC journeys, reworking Terms & Conditions to enable new products, and ensuring full audit readiness.

From there, you’ll kickstart efforts to automate due dilligence, launch a unified compliance portal, enhance sanctions screening, overhaul transaction monitoring and streamline workflows through smart automation.

Key requirements for the Contract Business Analysis (Fintech)

• Proven Business Analysis or Product Ownership experience in financial services or payments
• Strong exposure to compliance themes (KYC/KYB, onboarding, transaction monitoring, tooling)
• Ability to hit the ground running, taking ownership of inflight workstreams to deliver quickly
• Comfortable driving consensus, alignment and outcomes
• Hands-on, scrappy and execution focused
• Technically literate, working closely with engineering teams

This is a 2-month initial contract based in central London £500/d (outside IR35). The interview process is a single stage, with slots confirmed for Monday 23rd and Wednesday 25th - and a view to start immediately thereafter. If you're excited to make an immediate impact in a high-growth, well-backed fintech, please apply online for immediate consideration.