Get AI-powered advice on this job and more exclusive features.Direct message the job poster from Carr Lyons Search & SelectionConsultant @ Carr Lyons Search & Selection | Credit, Leveraged Finance, Transaction Banking, Project Finance, Coverage BankingWe are seeking an experienced and commercially astute Senior Credit Analyst to join our clients Credit Risk team, focusing on the hospitality sector, particularly hotel financing across European markets. The successful candidate will be responsible for independently assessing and managing credit risk for a portfolio of hotel clients, transactions, and counterparties, including both balance sheet and off-balance sheet exposures.Key ResponsibilitiesPerform in-depth credit risk assessments for new transactions and periodic reviews of existing clients within the hotel and broader hospitality sector.Lead the credit analysis process for large and complex financings, including investment and development loans, syndicated deals, and structured transactions.Produce high-quality, clearly articulated credit proposals and recommendations for submission to internal credit committees.Conduct financial modelling, cash flow analysis, and scenario testing on hotel assets and operators, including sensitivity to operational KPIs like RevPAR, ADR, and occupancy rates.Monitor portfolio performance, identify emerging risks, and take timely action to mitigate exposures.Collaborate with Relationship Managers, Real Estate/Project Finance teams, and external stakeholders to structure deals in line with the bank’s risk appetite.Track sector developments and macroeconomic trends impacting hotel markets across key European geographies.Ensure compliance with internal credit policies, regulatory requirements, and ESG frameworks.Mentor junior analysts and contribute to internal training on hospitality credit risk.Key RequirementsExperienceMinimum 7 years of experience in credit analysis or risk management, ideally within a corporate or investment bank.Proven track record in analysing and structuring hotel sector transactions across Europe.Familiarity with a range of hotel business models including owner-operators, branded franchises, management contracts, and REIT structures.Technical SkillsStrong financial and cash flow modelling skills.In-depth knowledge of key hotel industry metrics and operational drivers.Familiarity with legal documentation, covenant structures, and security packages.Proficiency in credit risk rating methodologies and internal capital frameworks (e.g. IRB, Basel IV).Education & QualificationsDegree in Finance, Economics, Accounting, or a related field.Professional qualifications (e.g. CFA, ACA, CAIA) are an advantage.Seniority levelSeniority levelDirectorEmployment typeEmployment typeFull-timeJob functionJob functionSales and AnalystIndustriesBanking and Investment BankingReferrals increase your chances of interviewing at Carr Lyons Search & Selection by 2xGet notified about new Credit Analyst jobs in London Area, United Kingdom.London, England, United Kingdom 2 weeks agoGoldman Sachs Alternatives - Private Credit Investing - Analyst - LondonLondon, England, United Kingdom 1 week agoLondon, England, United Kingdom 2 weeks agoGreater London, England, United Kingdom 3 weeks agoJunior Credit Decisions Analyst - EuropeLondon, England, United Kingdom 1 month agoLondon, England, United Kingdom 2 weeks agoEquity Analyst - Global Financial Services PlatformAsset & Wealth Management, AM Private Global Risk, Analyst, LondonLondon, England, United Kingdom 2 weeks agoInvestment Associate – Opportunistic Private Equity/Credit InvestorLondon, England, United Kingdom 1 week agoGoldman Sachs Alternatives - Growth Equity Investing - Analyst- LondonLondon, England, United Kingdom 2 weeks agoSpecialty Finance/Asset-backed Investment AnalystLondon, England, United Kingdom 1 week agoLondon, England, United Kingdom 2 weeks agoLondon, England, United Kingdom 2 years agoInvestment Banking Associate - UK/EMEA FIG - LondonLondon, England, United Kingdom 1 week agoInvestment Banking Associate - C12 - LONDONLondon, England, United Kingdom 1 week agoLondon, England, United Kingdom 1 month agoLondon, England, United Kingdom 1 month agoLondon, England, United Kingdom 2 weeks agoCity Of London, England, United Kingdom 3 days agoLondon, England, United Kingdom 1 month agoCredit Risk Analyst Corp and Asset FinanceLondon, England, United Kingdom 2 weeks agoLondon, England, United Kingdom 2 weeks agoLondon, England, United Kingdom 4 weeks agoWe’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI. #J-18808-Ljbffr