About The Role We’re looking for an exceptional Head of Risk to join our leadership team and take end-to-end ownership of risk strategy and execution across the business. This is a high-impact, high-visibility role reporting directly to the CEO. As Head of Risk, you’ll lead the development and execution of Kriya’s enterprise-wide risk framework and collaborate with Commercial, Product, Data, Finance and Legal teams. You’ll oversee the full credit lifecycle—from analytics, underwriting and structuring, through monitoring, compliance and collections—while guiding a high‑performing risk team. You will also lead the use of AI and advanced risk analytics across the risk function. What You’ll Do

Develop and lead Kriya’s risk strategy across all business lines, products, and geographies. Serve as a key advisor to the CEO and Board on risk appetite, governance, and portfolio. Lead, grow, and mentor a high‑performing risk team (8 people on day one). Guide collections strategy and recovery workflows, ensuring efficiency and customer‑centricity.

Requirements

7–10 years in debt capital markets, structured finance or corporate banking with a track record of leading complex credit transactions. STEM degree with strong analytical and decision‑making skills. Based in London or open to relocation to London. Experience overseeing complex underwriting and deal structuring. Demonstrated leadership across multiple dimensions of risk. Proven ability to build and manage diversified portfolios and optimise risk‑adjusted returns. Advanced analytical skills: financial modeling, large‑data interrogation and critical credit assessment. Good communication and conflict‑resolution skills. Interest/experience in leveraging AI tools.

#J-18808-Ljbffr