Head of Credit Risk - Mortgages

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Job Description

HEAD OF CREDIT RISK - MORTGAGES

UP TO £120,000 + EQUITY

LONDON


A rapidly growing UK fintech delivering ethical, shariah-compliant home finance solutions as an alternative to traditional mortgages. The company’s core offering enables customers to purchase and refinance residential property without interest through a co-ownership Home Purchase Plan certified under Islamic finance principles, combining modern technology with accessible underwriting. It is FCA-regulated and focused on making home ownership fairer, more inclusive, and aligned with diverse customer values.


THE ROLE


You can expect to be involved in the following day to day:


  • Lead and continuously evolve the credit risk strategy, ensuring a clearly defined risk appetite aligned with sustainable growth objectives
  • Own credit risk oversight across core residential and investment property lending portfolios
  • Provide senior credit risk leadership on the design and launch of new lending products, including short-term and commercial real estate finance
  • Balance commercial growth ambitions with robust risk governance, controls, and decision-making frameworks
  • Act as a key senior stakeholder within a fast-growing, purpose-driven financial services organisation


SKILLS AND EXPERIENCE


  • Mortgages/Property Finance experience in credit risk analytics is a must
  • Senior Manager+ level of experience
  • Strong numerical degree


HOW TO APPLY

Please register your interest by sending your CV to Shane McWilliams via the Apply link on this page.

Location:
City Of London
Job Type:
FullTime
Category:
Finance And Insurance

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