Head of Finance

London – Hybrid working, 3 days a week

£100K - £120K basic + Equity package + Bonus

My client is a scale up SME lender launched in the UK since 2021 – Being backed by an institutional funder, they had a successful £50M funding round in 2024 and are shortly closing an additional £107M ( Combination of both debt & equity) which makes it an exciting time to join business…

Due to the bespoke in house tech they are able to offer a flexible funding solution to SME business with focus on the SME being in control of how and when they spend it. They 4 X grew their lending book in 2025 and are looking to replicate it in 2026 with their talented team

As a key member of the team, you will play a crucial role managing the financial reporting of THE lending book, managing external audits, overseeing the company’s financial health, and providing strategic insights to drive business growth.

Key Responsibilities:

• Finance & Accounting Infrastructure: Evolve and implement the foundational systems, processes, and policies for finance & accounting function to support scalability
• Financial Reporting: Prepare and analyse monthly, quarterly, and annual financial statements, and lead the annual audit process with external auditors, to ensure accuracy and compliance with UK regulations.
• Budgeting & Forecasting: Develop financial models,budgets, and forecasts to support strategic decision-making.
• Cash Flow Management: Oversee cash flow, working capital, and liquidity planning to ensure financial stability.
• Financial Strategy: Provide insights and recommendations on financial strategies, cost optimization, and investment opportunities.
• Fundraising Support: Assist in investor reporting, financial due diligence, and fundraising efforts.

• Process & Systems Improvement: Implement and optimize financial processes and tools to enhance efficiency and accuracy.
• Collaboration: Work closely with leadership and other departments to align financial strategies with business goals.

Qualifications/required skills:

• ACA / ACCA qualification
• Extremely strong understanding of lending financial concepts and advanced modelling skills.
• Minimum 7 years of experience, including a minimum of 2 years within an existing finance function of a lending business.
• Prior to Fintech, experience in a large scale Accountancy firm, bank or FTSE 100
• Strong knowledge of UK accounting standards, tax regulations, and financial reporting, in particular in relation to lending businesses.
• Experience in financial modelling, budgeting, and forecasting.
• Proficiency in accounting software and Excel.
• Excellent analytical and problem-solving skills with a keen attention to detail.
• Ability to communicate financial insights clearly to non-financial stakeholders.
• Experience working in a small team and taking ownership of financial operations.