The Opportunity

We are seeking a senior, hands-on Fractional CTO / Integration & AI Architect to design and lead the integration of our third-party systems and to architect an AI-augmented operating platform.

This is not a pure development role.

It is a senior architecture, systems, and governance role requiring strong judgment, financial services experience, and the ability to translate business and risk requirements into robust technical solutions.

Key Responsibilities

• Design and own the end-to-end systems architecture across:
• CRM
• Loan origination & servicing platforms
• KYC / AML providers
• Banking & payments
• Accounting and investor reporting
• Build and manage API-based integrations to create a single, reliable source of truth
• Define data models, workflows, and controls suitable for a regulated credit business
• Architect and oversee the responsible integration of AI, including:
• Document ingestion and data extraction
• Risk flagging and exception detection
• Decision-support tooling (not autonomous decision-making)
• Establish clear AI governance, auditability, and human-in-the-loop approval frameworks
• Advise on buy vs build decisions, vendor selection, and technical roadmaps
• Work closely with senior management to align technology with credit policy, risk discipline, and growth objectives
• Potentially lead or oversee external developers and specialist vendors
  

What We’re Looking For

Essential

• 10+ years experience in technology leadership, architecture, or senior engineering roles
• Proven experience integrating multiple third-party systems via APIs
• Direct experience in FinTech, lending, credit, payments, or regulated financial services
• Strong understanding of data architecture, workflows, and system reliability
• Experience deploying AI in production environments with governance and controls
• Ability to think like an owner: pragmatic, risk-aware, commercially grounded

Highly Desirable

• Prior experience as a Fractional CTO or senior consultant
• Exposure to private credit, mortgage lending, or structured finance
• Familiarity with regulatory, audit, and compliance expectations
• Experience scaling systems without over-engineering
  

What This Role Is Not

• Not a junior or mid-level developer role
• Not a “build everything from scratch” mandate
• Not an AI research or experimentation role

We are focused on durable, auditable, institutional-grade infrastructure.

Why This Is Interesting

• Direct access to decision-makers
• Ability to shape the firm’s core operating platform
• Clear commercial and risk-driven objectives
• Meaningful impact without big-company bureaucracy
• Opportunity to expand the role over time