Our people work differently depending on their jobs and needs. From hybrid working to flexible hours, we have plenty of options that help our people to thrive. Join us as a Legal Counsel in our Secured Lending & Financial Health & Support Legal team. This role is based in the United Kingdom and as such all normal working days must be carried out in the United Kingdom. What You’ll Do This is an excellent opportunity to join us as a Legal Counsel, where you’ll deliver the legal strategy and provide expert, accurate and cost-effective legal advice to our Home Ownership & Financial Health & Support businesses, and more broadly in relation to secured consumer lending matters. Your role will sit within our Retail & Private Banking Legal team, so we’ll need you to have an understanding of associated legal and regulatory issues. You’ll be recognised as a strategic thinker and an expert in your field, and you’ll be exposed to stakeholders across the bank and externally. Making sure that legal advice is readily understandable to non‑lawyers, delivered within relevant timescales, and manages and minimises legal and regulatory risks. Delivering continuous improvement in operating practices and processes, including identifying efficiencies, improvements and opportunities to reduce costs. Providing the communication of internal and external legal advice and helping to deliver transactions and projects to stakeholders in a commercial, user friendly and efficient manner. Managing legal costs through the use of e-billing, auctions and other cost tools and driving a culture of disciplined cost management and controls. The Skills You’ll Need UK qualified and have experience of providing legal, regulatory and commercial advice in relation to transactions and projects in‑house, or in a leading UK law firm. In‑depth knowledge of general banking law and practice, expertise in the UK regulatory environment relating to secured consumer lending (particularly MCOB) and consumer financial regulation generally, and an understanding of the UK consumer mortgage market and the financial services industry. Knowledge of Retail & Private Banking business activities, the commercial environment within which they operate and associated legal issues. Experience of working with leading law firms and other professional advisers and consultants. The ability to keep up to date with and share relevant legal and market developments, as well as experience in delivering change from a legal or regulatory perspective. #J-18808-Ljbffr