Get AI-powered advice on this job and more exclusive features.About CarmoolaCarmoola is a rapidly growing fintech car finance lender and we're on a mission to empower customers to save money and have the best possible experience when financing a car.Following a successful launch of the business, we are now doubling down on our acquisition efforts, and looking for a talented analyst who can work cross-functionally to deliver significant impact across the marketing and credit risk functions.Carmoola is a fully automated direct to consumer car finance lender. We have raised over £150M+ and are backed by some of the world's leading investors. Having just closed our Series A extension funding round and senior debt facility we are now focused on scaling the businesses.Your role in our missionWe are looking for an exceptional credit analytics Manager, responsible for finding opportunities to maximise overall NPV of our lending. You will set agenda for our marketing and credit strategies, use data driven insights to unlock sustainable growth, and lead the company's customer communication strategy.You will sit in a small, agile, high performing team of data professionals - reporting into the Head of Acquisition.ResponsibilitiesAnalyse and monitor full funnel data across the acquisition journey and implement a test and learn approach to identify new opportunitiesDesign and recommend tests and changes to all aspects of acquisitionSet roadmaps for growth initiatives based on data insightsAnalyse opportunities to increase accept rates while maintaining performanceTake a data driven approach to prioritisation of initiatives for the acquisition squadBuild a world class customer communication strategy across the full customer lifecycleTake ownership of data products requirements that are needed for monitoringPerform pricing testing and analysis to ensure we are balancing product competitiveness with conversionNeed to havesBachelor's, master's degree or a PhD in a STEM or a numerical subjectExperienced with SQL and Python5 years+ experience in an analytically strong financial services providerA good understanding of the regulatory environment, especially responsible lendingKnowledge and understanding of acquisition channels relevant to CarmoolaExperience analysing data to find growth levers and set strategyDeep understanding of credit risk, and selection effects that can impact overall NPV and loan performancePersonalityFaster learner / self starterThrives in a fast-paced, complex environmentPositive, high-energy problem-solverOpen and collaborativeBenefitsCompetitive Salary (£80-£100K depending on experience)Equity/options packageA vibrant, innovative working environment with a talented, supportive teamHybrid working model with a modern office in Primrose Hill LondonThank you for reading, and we can't wait to hear from you! If you don't have everything on the list - don't worry! At Carmoola we love working with smart, enthusiastic people, who are willing to learn.Seniority levelMid-Senior levelEmployment typeFull-timeJob functionFinance and SalesIndustriesIT Services and IT Consulting #J-18808-Ljbffr