Checkboard is an FCA regulated fintech specialising in compliant client onboarding and client fund management infrastructure for regulated entities. We deliver AML, KYC, and KYB solutions that enable financial services businesses to meet their regulatory obligations with confidence and efficiency. As the business continues to grow, we are investing in building a compliance function of the highest standard. This is a significant opportunity to play a central role in that effort. The Role Checkboard is seeking an experienced and technically proficient MLRO to assume full ownership of the firm's financial crime framework. This is a senior, personally accountable position carrying formal regulatory responsibility under UK law, with direct influence over the firm's compliance strategy and culture. The successful candidate will report to the CEO, serving as the firm's named MLRO under UK regulations. Given Checkboard's expanding client fund infrastructure and payments offering, this role is of particular importance as the firm deepens its regulatory footprint and obligations. Key Responsibilities

Serve as Checkboard's registered MLRO under the UK Money Laundering Regulations and FCA expectations Receive, assess, and determine appropriate action on internal SARs, including external submissions to the NCA Own and continuously develop Checkboard's AML/CTF framework, encompassing policies, procedures, controls, and risk assessments Act as the primary point of contact with the FCA on AML/CTF and financial crime matters Lead and develop the compliance analyst team, establishing clear standards for investigation quality, escalation pathways, and regulatory defensibility Serve as the firm's senior internal authority on fraud, with particular regard to fraud as a predicate offence to money laundering Identify emerging fraud typologies and ensure appropriate SARs, reporting, and remediation actions are implemented Provide regular, substantive reporting to senior management and the Board on AML and fraud risk exposure Exercise credible challenge to the business where financial crime risk exceeds the firm's stated appetite Oversee AML and fraud-related training programmes, ensuring content remains practical, role-specific, and current Collaborate with product and business teams to embed robust financial crime controls across Checkboard's KYC, KYB, AML, and client fund management services

Requirements

Minimum 3 years of experience as an MLRO or senior Deputy MLRO within a regulated financial services environment Comprehensive knowledge of UK AML/CTF regulations, SAR obligations, and FCA supervisory expectations Demonstrated experience leading and managing compliance analysts or financial crime investigations teams Strong understanding of fraud typologies and their intersection with money laundering risk Professional background in fintech, payments, or financial infrastructure Proven experience of direct engagement with regulators and auditors Relevant professional qualifications (ICA, ACAMS, or equivalent) Experience developing or transforming a compliance function within a growth-stage business

What Checkboard Offers

A senior, high-visibility role within a regulated and fast-growing fintech Direct reporting the CEO The authority and autonomy to shape the firm's financial crime framework Hybrid working arrangement from our London office Competitive remuneration package

How to Apply Candidates with the relevant experience and qualifications are encouraged to apply directly via LinkedIn. Checkboard is an equal opportunity employer. We are committed to fostering a diverse and inclusive working environment and welcome applications from candidates of all backgrounds. #J-18808-Ljbffr