Underwriter - Property D&F

Context of the Role

This position operates as a key member of the Excess team. The D&F Excess portfolio is a relatively new and fast-growing area, working alongside the wider D&F underwriting team. The role requires responsiveness to a high volume of incoming requests and the ability to balance the needs of both internal and external stakeholders.

Although the role has a degree of autonomy, it sits within the broader Property D&F team, which includes the Head of Property and six additional underwriting and administrative colleagues.

Key Responsibilities

• Underwrite D&F Excess insurance and reinsurance risks both at the Lloyd’s box and in the office
• Assess new and renewal submissions in line with underwriting guidelines and authority limits, with a focus on US business
• Use rating models to support pricing, produce initial quotes, and negotiate terms with brokers through to binding
• Build a comprehensive understanding of the pricing models used by the Excess team
• Maintain existing broker relationships while developing new ones
• Progress towards working independently while adhering to company policies and benefiting from a collaborative team environment
• Contribute to underwriting and portfolio strategy in partnership with management
• Identify and pursue new business opportunities to build long-term, profitable relationships
• Attend client and broker meetings as required
• Conduct risk reviews, including rate monitoring and peer review processes
• Travel as needed for client engagement and marketing activity
• Prepare both ad hoc and scheduled reports
• Produce regulatory reports and ensure ongoing compliance with regulatory requirements
• Work closely with the claims team to monitor loss trends

Qualifications & Experience

• A curious mindset and strong motivation to build a career in the insurance market are highly valued, alongside relevant experience
• Proven underwriting or broking experience
• Strong negotiation and influencing abilities
• Excellent verbal and written communication skills, with strong interpersonal capability
• Solid background within the insurance industry
• Familiarity with technical pricing models
• Collaborative team player
• Strong work ethic with the ability to work with pace and urgency