We're partnering with a high-growth consumer lending fintech looking to hire a Senior Credit Risk Modeller to help shape and scale their risk modelling capabilities. This is an opportunity to join a dynamic credit function at a time of strategic growth, where innovation, collaboration, and data-led decision making are core to the company’s mission.

This role would suit someone who thrives in a fast-moving environment, and wants to play a pivotal role in credit strategy and commercial impact.

The job

• Develop and maintain scorecards and forecasting models across the customer lifecycle - from acquisition through to collections.
• Use risk insights to drive commercial outcomes, partnering closely with pricing and product teams.
• Shape credit risk strategy with data-driven insight, bringing fresh thinking and innovation to improve portfolio performance.
• Monitor model performance, identify trends, and implement remedial actions where necessary.
• Lead documentation and contribute to strong model governance frameworks.

Required background

• Strong credit modelling background with experience in scorecards and/or forecasting.
• Deep understanding of consumer credit
• Proficient in Python and SQL
• Confident working independently and owning end-to-end projects.
• Skilled at translating complex modelling outcomes for both technical and non-technical audiences.
• Collaborative and commercially-minded - able to influence stakeholders and drive best-in-class outcomes.

Nice to have

• Exposure to machine learning within credit decisioning.
• Experience in IFRS 9/PD, LGD, EAD modelling
• Background in a high growth environment.