Senior Finance Business Partner Monzo Bank £84,200 - £99,000 + Benefits Location: London, Cardiff or Distributed (across the UK) We’re on a mission to make money work for everyone. We’re waving goodbye to the complicated and confusing ways of traditional banking. Starting as a prepaid card, Monzo has grown to offer personal and business accounts, joint accounts, accounts for 16‑17 year olds, free kids accounts and credit cards, along with savings, investment and pension services. With our hot coral cards, get‑paid‑early feature, financial education on social media and award‑winning customer service, we’ve created magical moments for our customers. We’re not about selling products – we want to solve problems and change lives through Monzo. Our Finance team Our Finance team is growing and we are looking for a Senior Finance Business Partner to join the Commercial finance team. You will work in a team that manages the P&L and Balance Sheet to deliver on the financial plan, supports the business in strategic financial decisions and challenges to improve performance. The role covers all aspects of financial performance and planning and you will own the end‑to‑end financials and financial controls for your business area. Responsibilities

Single point of contact between the business and finance End‑to‑end ownership of the P&L, balance sheet, funding and capital for that business area Build trusted relationships with the business leadership team, showing genuine curiosity about products, marketing and operations Drive and optimise commercial performance through deep engagement in product/customer strategy, pricing, scenario analysis and performance analytical insights Hold the business leadership to account for delivery of forecast performance and help them to course‑correct as well as anticipate future risks and opportunities Lead on the preparation of bottom‑up forecasts, both short‑ and long‑range, working closely with the FP&A team to support the planning and stress‑testing cycle Work with Treasury to inform customer behavioural analysis and with Financial Control on specific accounting judgement determination Responsible for product‑level pricing model framework and ensuring pricing aligns with finance performance hurdles Explain actual performance to support FP&A and Investor Relations to create appropriate narrative Contribute to the overall Monzo equity story Support the build of a highly competent and motivated team of financial analysts with clear objectives for ongoing development Lead business partnering for your specific area and help to represent the company’s commercial dynamics to the wider team

Qualifications

Demonstrable experience in financial business partnering Relevant professional qualification Advanced Excel/Google Sheets financial modelling experience Strong analytical and problem‑solving skills, with the ability to identify trends, issues and recommend actions Excellent communication, interpersonal and influencing skills, with the ability to engage across internal functions to develop, prioritise, get buy‑in and deliver outcomes across teams Confidence presenting data in a meaningful and effective way, tailoring presentations to the needs of end users Excellent stakeholder relationship building at all levels Experience building business cases, presenting and debating investment choices Hands‑on with both big and small projects or tasks Strong attention to detail and organisational skills, able to support developing new processes and streamlining existing processes to create efficiencies SQL, data analysis experience and experience using forecasting tools

What’s In It For You £84,200 - £99,000 + share options Remote‑friendly, with the role based in our London or Cardiff offices or distributed nationwide (with occasional visits to London). Flexible working hours – trust you to work enough hours to do your job well, at times that suit you and your team. £1,000 learning budget each year for books, training courses and conferences. Work‑from‑home set‑up – all employees are given Macs, and fully remote workers receive extra support for home set‑up. Plus lots more – read our full list of benefits. Application Journey Has 4 Key Steps

Phone call with recruiter (30 min) Video call with hiring manager (30 min) Video call with hiring manager + member of finance (45 min) Video call with business stakeholders (45 min)

Our average process takes around 3–4 weeks but we’ll always work around your availability. We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to ensure you don’t miss out. Equal opportunities for everyone Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. We’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2024 Diversity and Inclusion Report and 2024 Gender Pay Gap Report. We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or disability status. If you have a preferred name, please use it to apply. We don’t need full or birth names at the application stage 😊 #J-18808-Ljbffr