Senior Valuations Analyst – Consumer Lending

Hybrid – London | £70k + Bonus + Benefits

Ref: J12982

The Company

This ethical fintech is reshaping consumer lending—fair, transparent, and customer-focused. They’re looking for a Lead Valuations Analyst with strong modelling skills and a commercial mindset.

The Role

• Own and enhance credit card valuation models
• Use vintage data to track long-term cohort trends
• Refresh assumptions and sharpen forecasts
• Model new products, influence strategy
• Partner with finance, product, and commercial teams
• Cover revenue, cost, loss, and profitability modelling
• Automate and improve valuation workflows
• Monitor and explain forecast performance

About You

You bring solid consumer lending valuations experience, ideally in credit cards. Excel and SQL are second nature. Analytical, commercially sharp, and clear in communication.

Essentials

• 3+ years in valuations, credit, or finance
• Advanced Excel and strong SQL
• Degree in Maths, Stats, Finance, or similar
• Skilled in vintage data and financial modelling
• Comfortable in fast-moving settings

Bonus

• Experience grounding assumptions statistically
• Exposure to Python model migration
• Understanding of forecast integration

Package

• Up to £70k DOE
• Bonus, pension, private medical, life cover
• 25 days holiday
• Hybrid working