Job Title Solution Architect Location London Hybrid Working The places that you work from day to day will vary according to your role, your needs, and those of the business; it will be a blend of Company offices, client sites, and your home; noting that you will be unable to work at home 100% of the time. Key Accountabilities

European IDV Architecture Lead the design and implementation of European Identity Verification IDV solutions incorporating regional regulatory expectations and cross jurisdictional onboarding requirements Define consistent IDV patterns APIs and service integrations that support both clients initiated and administrator-initiated verification processes for corporate entities and signatories Ensure architectures support real time verification digital document validation identity matching and secure consent capture Client Admin Initiated Self Service IDV Journeys Architect intuitive secure IDV experiences enabling corporate administrators to initiate track and manage identity verification for employees’ signatories mandate holders and authorised users Design flexible workflows that support both self-service and admin driven IDV journeys with full audit traceability approval rules and exception handling Integrated Fin Crime IDV Capabilities Define end to end solutions for embedding Financial Crime IDV controls within corporate payment flows including sanctions checks KYCKYB validation AML triggers and fraud detection Integrate with enterprise Fin Crime systems and external data providers to ensure robust identity validation and risk scoring prior to payment execution or entitlement assignment Ensure alignment with regulatory expectations and operational policies across all jurisdictions Payments API Architecture Leadership Lead solution design for payments APIs entitlements mandates account structures and cross border payment journeys that rely on identity assurance Ensure IDV components integrate securely and seamlessly with payment initiation approval workflows mandate management and access management systems Drive standardisation of API design principles reusable patterns authentication models and best practices Solution Delivery Governance Produce high quality solution architecture artefacts API specifications sequence diagrams security models integration maps and domain models Engage stakeholders across Payments Fin Crime Operations Compliance and Technology to align on requirements and validate end to end solution design Present solutions to architecture boards and steer governance discussions regarding risks dependencies and strategic alignment Work closely with delivery leads to decompose architecture into sprint ready deliverables and ensure technical teams implement solutions according to design intent Provide oversight of build activities reviewing code and low-level designs for architectural fidelity

Your Skills

Proven experience designing Corporate Payments platforms and related API ecosystems Strong knowledge of Identity Verification IDV processes across European markets including digital identity standards and regulatory requirements Experience architecting Fin Crime KYCKYB sanctions screening fraud checks or similar controlled workflows Deep expertise in REST API design Swagger Open API security models and authentication authorization frameworks Hands on familiarity with large scale microservices architectures using Java Spring Boot or similar technologies Experience with API management platforms e.g. MuleSoft Apigee Kong AWS API Gateway

EEO Statement We are a Disability Confident Employer (Level 2) under the UK Government’s Disability Confident scheme. #J-18808-Ljbffr