Technical Payments Business Analyst

Hybrid - 3 days onsite in Central London

£65k - £90k depending on relevant experience

Permanent

Role Overview:

Our client, a leading bank, is seeking an experienced Technical Payments Analyst to join their team.

This role focuses on payment APIs, gateways, and platform integrations, delivering solutions across domestic and international payment channels.

Key Responsibilities:

Work with business stakeholders to understand payment processes and capture business and functional requirements Support analysis and improvement of payment workflows, including card, ACH, wire, real-time payments, and digital wallets Assist in the design, integration, and enhancement of payment systems, APIs, and gateways with IT and vendors Translate requirements into user stories, functional specifications, and process flows Support UAT, testing, and deployment for payment platform enhancements or new implementations Monitor and analyse payment transactions and system performance to identify issues or optimisation opportunities Ensure solutions are compliant with internal policies and regulatory standards, providing clear technical documentation

Candidate Requirements:

Experience as a Technical Business Analyst or Payments Analyst in banking or financial services Strong understanding of payment systems, platforms, and processes (ACH, wires, card networks, real-time payments, digital wallets) Hands-on experience with payment APIs, gateways, and system integrations Ability to document requirements, user stories, and process flows Experience collaborating with IT, operations, and vendors on payment projects Familiarity with regulatory requirements (e.g., SWIFT, ISO 20022, PSD2, NACHA) Strong analytical skills and stakeholder management capabilities Agile/Scrum experience is a plusModis International Ltd acts as an employment agency for permanent recruitment and an employment business for the supply of temporary workers in the UK. Modis Europe Ltd provide a variety of international solutions that connect clients to the best talent in the world. For all positions based in Switzerland, Modis Europe Ltd works with its licensed Swiss partner Accurity GmbH to ensure that candidate applications are handled in accordance with Swiss law.

Both Modis International Ltd and Modis Europe Ltd are Equal Opportunities Employers.

By applying for this role your details will be submitted to Modis International Ltd and/ or Modis Europe Ltd. Our Candidate Privacy Information Statement which explains how we will use your information is available on the Modis website