Job Title: Underwriter

Location: Solihull ; a flexible hybrid working model which supports you as well as enabling you to work collaboratively with your colleagues

Hours: Full time, Permanent

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The Role:

The role of an Underwriter is taking responsibility for making lending decisions on credit applications received through our partners in the Retail, Revolving, Personal Loans and Motor sectors. You will contribute to the implementation of Credit Risk, Operational Risk policies, making sure that all conduct risk guidelines are followed

Key Responsibilities:

Play a major role in making 'best practice' underwriting decisions for:

• Point of sale retail finance Personal Lending
• Motor Vehicle Finance
• Commercial Underwriting
• Credit Cards
• Assist with potential fraud investigations using CIFAS and Hunter
• Ensuring that all customer contact activities & underwriting decisions are compliant with all relevant regulatory requirements and internal policies.
• Liaise with Account Managers and Clients providing a dedicated point of contact for all referral decisions

Skills & Attributes:

• Previous experience in Motor Underwriting. (Essential)
• Ability to analyse data to make a quality lending decision.
• Ability to prioritise and organise workload.
• Understanding of applicant credit bureau data.

What's in it for you:

As a Top Employer UK, we offer a supportive, inclusive environment and a flexible benefits package that you can tailor to your lifestyle.

Highlights include:

• Competitive salary and comprehensive benefits package, contributory pension, and health cash plan
• Opportunity to buy/sell holiday, giving you more control over your work-life balance
• Flexible benefits including private medical insurance and lifestyle discounts
• A culture that values collaboration, development, and wellbeing

Could this be you?

Making a positive impact is at the heart of everything we do. We're looking for people who live by our values-people who are positive, brave, and own it. Don't let confidence hold you back. You don't need to meet every requirement; if you have around 75% of the skills and the right attitude, we'd love to hear from you.

Apply now to join a team that makes a real impact.

Your Application Journey:

• Call with our Talent Acquisition team
• Formal face to face interview with the Hiring Manager

We aim to complete the process within 3-4 weeks, depending on availability. If you're not shortlisted, we'll still let you know the outcome. Please note that this role may close early once we have enough suitable applicants, so apply soon. xbpsjku

Equal Opportunities:

We're committed to creating an inclusive workplace and ensuring equal opportunities for all, regardless of age, disability, gender, identity, race, religion, sexual orientation, or background.