Product Manager / Senior Product Manager - Compliance

Domain: Compliance (Financial Services - Payments and Cards)

Location: London / Hybrid (in office minimum 3 days a week)

Term: Permanent / Full-time

Reports to: CPO (Chief Product Officer)

About us

B4B Payments is part of the Banking Circle Group, a 1,000+ person ecosystem owned by the EQT investment organisation, which also includes Banking Circle (global payments, accounts, liquidity, and FX for financial institutions and regulated businesses), and YOULEND (revenue-based financing).

B4B Payments is a fast-growing BaaS (Banking-as-a-Service) and embedded payment services provider offering card issuing and BIN sponsorship, and accounts, payments and FX to businesses, with the tools, APIs and infrastructure to allow clients and partners to build cutting-edge financial services. The B4B Payments leadership team has extensive payments experience, and is committed to driving continued growth and scale as we expand internationally, with a presence in the UK, Europe and US.

We operate as an independent affiliate of Banking Circle, and while we are separate companies, we work closely together to deliver a market-competitive, and continually evolving product offering that augments established EMI licensed cards capabilities from B4B Payments with world-class payments, accounts and FX capabilities from Banking Circle. We are a global and diverse team, with our headquarters in London (UK), and offices in Newcastle (UK), Vilnius (Lithuania) and Boston (US).

About the role

Enabling growth and optimised user experiences while ensuring our products and services remain compliant is a primary driver. You will play a key role in delivering commercially focussed client and business compliance outcomes as we scale our capabilities, working closely with our product, engineering, Compliance and account management teams out of our London office.

You will be responsible for the compliance product roadmap, vision and strategy, translating compliance requirements into delivery, and designing and automating compliant user journeys for both internal tools and client‑facing products and services.

We are looking for someone who is a proactive self-starter, can operate independently with degrees of ambiguity, and is ready to roll up their sleeves and get things done. Curiosity, a drive to learn, and problem-solving ability will be critical in the role.

Being able to move up and down levels of abstraction from high level client needs to detailed engineering requirements will be important. You will need to be comfortable or curious with using AI tooling to accelerate research, ideation, prototyping and agentic workflow automation.

In the role you will:

• Own compliance outcomes and the compliance roadmap - own vision and compliance outcomes that enable growth and optimised user experiences, while ensuring our products and services remain compliant; continuously refine the backlog, milestones and risks for KYC/KYB, sanctions, transaction monitoring, safeguarding and consumer duty features.

• Translate rules into delivery - write epics, user stories and acceptance criteria; align sprint goals with external deadlines.

• Design user journeys and APIs - create flows and wireframes for client‑facing interfaces and internal tooling; drive API enhancement and development; balance UX, compliance and commercial impact.

• Drive automation for first‑line controls and processes - target maximum hands‑off execution / STP via rules engines, workflow tooling and policy‑as‑code.

• Manage stakeholders and communicate change impacts - align stakeholders and prioritisation; keep internal teams and clients informed on how releases affect them.

• Manage delivery and surface risks - manage dependencies, highlight critical paths, and ensure on‑time execution and delivery.

• Leverage AI - research and prototype with AI / LLM tools such as Claude, Gemini, ChatGPT, Lovable, Cursor, etc.; orchestrate agentic workflows with N8N, LangChain, etc.

• Engage clients and partners - run discovery calls and feedback loops to validate that solutions scale across use cases and geographies.

What you will need:

• 3-5+ years in a Product role, or high‑performing Business Analyst / Project Manager roles with a product thinking mindset, delivering regulated client‑facing APIs/UIs and internal tooling - ideally in a fintech, tech company, financial services company, or bank (financial services industry experience preferred but not essential)

• Compliance domain knowledge or experience in the financial services industry (e.g. UK EMI & Payments regs, FCA Consumer Duty, EU PSD2/3 & PSR, U.S. BSA/AML & state MTL) (preferred but not essential)

• Experience building tech products at the heart of the action - working directly with engineers, talking to clients, engaging with internal stakeholders and external third parties, and progressing requirements through the end-to-end development lifecycle

• Experience working and building with API-first solutions, and familiarity with API concepts (cloud concepts are a nice to have but not essential)

• Experience working in an agile / scrum environment and continuously reviewing client and business needs, opportunities, priorities, milestones and deliverables, and compliance and operational risks

• Experience with client-centric development and the ability to empathise with clients and users to deliver world-class user experiences and usability (UX/visual design skills are a nice to have but not essential)

• Experience with AI solutions and the ability to research and prototype with AI / LLM tools such as Claude, Gemini, ChatGPT, Lovable, Cursor, etc., and orchestrate agentic workflows with N8N, LangChain, etc.

• English fluency is required for both speaking and writing

• Excellent communication and stakeholder management skills, and the ability to understand and concisely explain complex concepts

• Strong organisational and problem-solving skills, and high self-motivation and the ability to manage your own time effectively

The interview process:

• Recruiter call
• Initial call with one of our Product team members
• Skills and domain assessment call with the CPO and CTO
• Cultural fit assessment with a Product team member and engineering tech lead

What we offer:

• 25 days annual leave
• Annual wellness day off
• Access to one-to-one confidential counselling sessions through our Employee Assistance Programme
• Access to retail & other discounts
• Vitality health care plan
• Access to ‘’Nous Finance - a smart way to save money’’
• Learning & development support
• Ride-to-work scheme
• Employee assistance programme
• Regular socials and relaxed working environment

Make a difference:

We are always on the lookout for talented individuals to help take us further - it’s important to us to hire the right people for roles that work for both us and the individual.

• Equality: We strive to create a workplace that reflects the diverse communities we serve and where everyone feels empowered to bring their full, authentic selves to work.

• Teamwork: The strength of our team does not only lie in our combined experience and expertise but our ability to trust each other, no matter what. We understand that our best work is not produced by individuals but by enjoying collaboration as a team and supporting each other every day.

• Quality: We provide award-winning solutions and unsurpassed service that, together, deliver premium value to our clients.

• Innovation: Redefining the standard of excellence is in everything we do. Therefore, we are open to ideas that challenge the conventional views and drive innovation. The only constant in life is change and we believe that in order to stay relevant we must continuously improve and evolve with the changing needs of society.

• Trust: We strive to act in a manner that builds trust with our team, clients, business partners, and other stakeholders. We firmly believe that actions speak louder than words and transparency is key.

Please note: We do not accept unsolicited CVs or applications from recruitment agencies for this role.